Protection for life. Guidance you can trust.
Personalized insurance guidance for individuals, families and businesses in Florida and seven more states, from two advisors you'll know by name.
Five ways to protect what matters. One conversation.
Start with the one you need now. We'll walk you through how it works, what to compare and what to ask before you decide.
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Health Insurance
Medical plans for you and your family, including Obamacare plans, explained in plain language.
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Life Insurance
Term and permanent options to help protect the people who depend on you.
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Dental & Vision
Plans for the routine care of your teeth and eyes.
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Accident Insurance
Supplemental coverage that can pay set benefits after certain covered accidents.
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Hospital Indemnity
Supplemental coverage that can pay set benefits for a covered hospital stay.
Accident and hospital indemnity insurance are supplemental: they don't replace health insurance. Benefits, limits and eligibility depend on each policy.
Also: retirement solutions, annuities and IUL, as general information.Real advisors, from the very first call.
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Real people, not a call center
Your questions go to Canio or Airam, and you always know who is following up.
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Your language, your way
English or Spanish, by video call or face to face at your home or a place we agree on.
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Clear alternatives
We review the options available for your situation and what each one means for you.
Meet your advisors
ZarGal comes from our last names: Zarrilli and Galvis. When you reach out, one of us answers.
ZarGal: from Zarrilli and Galvis.
How it works
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Tell us what you need
Call, write or send a short request. We don't ask for medical or financial details to get started.
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Connect with an advisor
Canio or Airam reaches out to understand your situation, in your language.
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Explore your options
We walk you through the alternatives available to you, so you can decide calmly.
Guidance and enrollment depend on each product's conditions and your eligibility. Talking with us doesn't commit you to buy.
Book a consultation
Tell us how you'd like to meet. An advisor will confirm the day and time with you.
Or call us
Frequently asked questions
See all questionsWhat types of insurance do you offer?
We guide you on health, life, dental and vision, accident and hospital indemnity insurance. We can also share general information about retirement solutions, annuities and IUL. Availability depends on the product, the insurer, your location and your eligibility.
Can I speak with someone in Spanish?
Yes. Canio Zarrilli serves clients primarily in Spanish, and Airam Galvis primarily in English. Choose your language when you book.
Which states do you serve?
We serve clients in Arizona, Florida, Georgia, Iowa, Montana, South Carolina, Tennessee and Texas. Product availability depends on each state and insurer.
Can we meet online or in person?
Both. We can meet by video call or talk by phone, or meet in person at your home or at a place we agree on in advance.
How do I request a quote?
Book a consultation or call us. An advisor will ask a few questions and review the options available to you. Final prices are set by the insurer, and requesting a quote doesn't guarantee coverage or price.